The homeless are feared by the upper classes, and they're often arrested for nonexistent or non-violent infractions, in good part because they are simply considered "offensive" to people of means.
Real terror, facing life without shelter and warmth and sustenance, without a semblance of security for even one day in the future, is terror caused in good part by the 16,000 people who don't feel it's necessary to pay for the benefits heaped upon them by a perversely unequal society.
While the Oxfam states “the economic, ethical and financial argument for change could not be stronger,” the U.K. needs more than a policy change to fix its "divisive materialistic values." The country needs more humane values that unites people and engenders trust.
If the Founding Fathers saw what the United States has become, they would be devastated. Poverty, income inequality, suppression of speaking ones mind, crime, war, and oligarch like behaviors all make up this new U.S. It is far from being the democracy it was created as.